On the official site of Jag (JagOBX / @JagOBX), this note covers Tangem.
Many digital asset services keep balances apart from everyday banking channels, yet Tangem Pay now routes USDC straight into US bank accounts as dollars.
Tangem said on Oct. 13, 2026 that USDC held in Tangem Pay can now be paid out as US dollars to a US bank account. NFA.
The update keeps the Tangem Wallet non-custodial while treating Tangem Pay as a separate payment account inside the same app.
Supported Networks
Tangem states the feature works with USDC on Polygon, Base and Arbitrum. Users see the option inside the app only in regions where their Tangem Pay account was verified.
Recipient Choices
Per Tangem, payouts can go to the user's own account, to another person's account or to a business. The receiving bank must sit in the United States, though the recipient's address can be anywhere.
Transfer Rails
Each payout lets the user pick ACH or FedWire. Confirmation happens when the user taps the Tangem hardware card.
In-App Steps
The Tangem help center lists a short sequence. Open Withdraw, select bank transfer, enter the amount and recipient details, review the summary, then send. Users can also move USDC or USDT from Tangem Pay back to their Tangem Wallet at any time.
Account Setup
Availability shows only where the Tangem Pay account received verification. The service therefore appears to users whose verification country supports it and stays hidden elsewhere.
The Oct. 13, 2026 announcement marks the moment these bank payout rails became active. Tangem Pay remains a distinct payment account layered on top of the unchanged non-custodial Tangem Wallet.
Practical Use
A verified user who holds USDC on one of the three listed networks can now direct funds to any eligible US bank. The same workflow covers personal transfers, payments to third parties and business receipts. Recipients receive dollars through standard ACH or FedWire rails chosen at the time of the request.
Tangem keeps the process inside one app. The hardware card tap serves as the final authorization step for every payout. This design keeps control with the card owner while opening a direct path from digital balances to ordinary bank accounts.
Next Steps
Users in supported regions open the app and follow the withdraw sequence already described. Those outside supported verification countries continue to see only the earlier options. The wallet side of the app stays untouched, preserving the non-custodial model for holdings that remain on the Tangem Wallet.